Behavioural Finance

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Behavioural Finance
Importance of motor insurance - a man thinking about a car accident.

Understanding the Importance of Motor Insurance: What Every Vehicle Owner Should Know

Most people treat motor insurance as just a legal formality. Even well-educated, seemingly aware clients look at it as an unwanted expense while budgeting for a new vehicle.
a woman with her head in her hand after she realizes about emotional spending

How Emotional Spending Sabotages Your Budget—and Simple Habits to Regain Control

Whether it’s stress from work, feeling underappreciated, a fight with a loved one, or just one of those ‘blah’ days… the urge to buy something just to feel…

The Psychology Behind Spending: Why We Buy What We Don’t Need

Many people spend money not because they need to or plan to, but simply because they feel like it or are unconsciously influenced to do so. Spending is…

The Impact of Anchoring Bias on Mutual Fund Selection: How Past Performance Can Mislead Investors

Investors anchor their expectations on past performance, assuming that strong historical returns guarantee future success.
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