Gaurav Karnik

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Gaurav Karnik
a woman with her head in her hand after she realizes about emotional spending

How Emotional Spending Sabotages Your Budget—and Simple Habits to Regain Control

Whether it’s stress from work, feeling underappreciated, a fight with a loved one, or just one of those ‘blah’ days… the urge to buy something just to feel…
How to build credit history from scratch

How to Build Credit History from Scratch (Without Losing Your Sleep Over It)

Without a credit score, you are invisible in the finance industry. No one knows you, no one trusts you.

Are You Building Wealth or Just Paying EMIs? Let’s Do A Reality Check

There’s nothing wrong with wanting the best in life. But the real question is: Do you want short-term luxuries today, or do you want financial freedom for life?

The New India Co-operative Bank Crisis: A Wake-Up Call for Retail Investors

The New India Co-operative Bank, a name so many trusted, has shut its doors in the face of its customers. ₹122 crore of people's life savings are frozen.…

The Impact of Anchoring Bias on Mutual Fund Selection: How Past Performance Can Mislead Investors

Investors anchor their expectations on past performance, assuming that strong historical returns guarantee future success.
Global Events impact on Nifty 50

The Impact of Global Events on Nifty 50

When global events shake up financial markets, we often see a direct reaction in the Nifty 50. Let’s look at a few key factors driving these movements:
Pre budget 2025

What Investors Should Anticipate Ahead of the Union Budget 2025

There’s so much buzz around the Union Budget 2025 right now, isn’t there? Everyone’s talking about it—speculating on how the budget will affect the stock market, which sectors…