Srushti Naik

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Srushti Naik

Digital vs Cash: How Much Money Should You Keep Accessible in a Crisis?

In normal circumstances, most people have a clear preference. But in times like these, preferences give way to uncertainty, and people look for clearer guidance. At MoneyAnna, we…

SIP vs Lumpsum: Which Investment Strategy Truly Fits Your Income Pattern?

I remember a salaried client who once told me, “I stopped checking the market every day after starting SIPs. It felt freeing.” That emotional calm matters more than…

The Long-Term Cost of Discontinuing SIPs During Market Corrections

Stopping SIPs during market corrections can cost you far more in the long run than the temporary dip you see today.

Fractional Real Estate Investing in India 2025: How It’s Democratizing Property Wealth

It is a disruptive model that allows you to own a slice of high-value property and earn income from it, without needing crores in your bank account.

The Importance of Benchmarking: How to Compare Mutual Fund Performance Against Market Indices

When you do benchmarking, you compare your mutual fund’s performance to a relevant market index like Nifty 50, Sensex, etc. Even when you want to compare your fund…

Understanding Systematic Withdrawal Plans (SWPs) in Mutual Funds

You can see SWP as your pocket money from your past investments. Whether you're retired, taking a break from work, or simply want steady passive income, SWPs can…

SEBI’s New Mutual Fund Rules from April 2025

SEBI’s new mutual fund rules have come to the rescue! Starting April 2025, these rules ensure that AMCs invest NFO funds within a strict timeline, bringing more transparency,…

Should SIP Investors in Small Caps Be Worried?

Mr. Naren has expressed strong concerns about the current valuation levels of small- and mid-cap equities, emphasizing that they are "so overvalued" that continuing to invest in them…

The Importance of Expense Ratio: How Fees Impact Your Mutual Fund Returns

But knowing what to invest in is just the first step. It is equally important to understand how to invest wisely. One key factor for smart investing that…

Common Mistakes to Avoid When Investing in Mutual Funds

Allow me to guide you on how to sidestep the most common pitfalls of mutual fund investing so that you can set yourself up for a smooth investment…

How to Choose the Right Mutual Fund: A Step-by-Step Guide for Beginners 

What’s in the blog? This blog is a step-by-step guide to help beginners choose the right mutual fund by understanding their goals, risk profile, fund types, key metrics,…
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The challenge is that they are often made in different phases of life, for different reasons and with different objectives.…
The challenge is that they are often made in different phases of life, for different reasons and with different objectives.…
The more uncertain we feel, the more we consume. Because underneath every search for investment advice is usually a much…
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