Question 1

How much money do I need to retire comfortably in India?

Accepted Answer

The amount depends on your current age, retirement age, life expectancy, monthly expenses, inflation rate, and expected investment returns. Use MoneyAnna's free retirement calculator to get your personalised corpus and monthly SIP requirement instantly.

Question 2

How much should I invest every month for retirement in India?

Accepted Answer

Your monthly SIP requirement depends on how many years you have until retirement, your target corpus, expected returns, and inflation. MoneyAnna's retirement calculator gives you an exact monthly investment number based on your inputs.

Question 3

What is a good inflation rate to use for retirement calculation in India?

Accepted Answer

India's average inflation rate is around 6% per year. MoneyAnna's retirement calculator uses 6% as the default inflation rate, but you can adjust it based on your own estimate.

Question 4

What is lifestyle inflation and why does it matter for retirement?

Accepted Answer

Lifestyle inflation is the extra rise in your spending as your lifestyle upgrades over time — beyond regular price inflation. MoneyAnna's calculator accounts for lifestyle inflation separately so your retirement corpus estimate is more realistic.

Question 5

What expected yearly return should I use for retirement planning?

Accepted Answer

For equity mutual fund SIPs, a commonly used long-term expected return is 10-15% per year. MoneyAnna's calculator uses 15% as a default but you can adjust it. Note that actual returns may vary and this calculator is for educational purposes only.

Question 6

Is MoneyAnna's retirement calculator free to use?

Accepted Answer

Yes, MoneyAnna's retirement investment calculator is completely free to use with no signup required. After calculating your number, you can book a free 30-minute call with a MoneyAnna advisor to build your actual investment plan.

Question 7

What happens after I calculate my retirement number on MoneyAnna?

Accepted Answer

After the calculator shows your corpus and monthly SIP requirement, MoneyAnna offers a free 30-minute call to help you build your actual investment plan. There is no sales pressure and the call is 100% free.

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